No complex commands or app navigation. Simply text your questions in plain English and get intelligent, portfolio-aware responses. Tendrill understands context, remembers your conversation history, and provides answers tailored to YOUR investments.
Natural language, real insights. Ask the way you’d ask a friend who happens to be a financial analyst with perfect knowledge of your portfolio.
You: How's my portfolio doing?Tendrill: Your portfolio is up $2,340 (+1.8%) today!Current value: $131,200Today's movers:📈 NVDA: +$890 (+2.1%)📈 AAPL: +$620 (+1.4%)📈 MSFT: +$480 (+1.2%)📉 TSLA: -$120 (-0.5%)Your tech-heavy allocation (65%) is driving gains today as the Nasdaq outperforms. Want more details on any position?
You: What's happening with Apple?Tendrill: AAPL is at $182.50, up 1.4% today.Your position: 80 shares worth $14,600Your gain: +$2,400 (+19.7%) since purchaseRecent news:• iPhone 16 pre-orders exceeding expectations• Services revenue hit new record last quarter• Warren Buffett trimmed position (but still holds $135B)Upcoming: Earnings on Oct 31st after market close.Want me to explain what analysts are expecting?
You: Should I be worried about my Tesla position?Tendrill: Let me break down the current TSLA picture for you.Your exposure: 25 shares ($6,200) = 4.7% of portfolio🟡 Mixed signals right now:Concerns:• EV competition intensifying (BYD, legacy automakers)• Margin pressure from price cuts• Robotaxi timeline uncertainPositives:• Energy storage business growing 100%+ YoY• FSD improvements accelerating• Strong brand and manufacturing scaleAnalyst view: 18 Buy, 12 Hold, 8 SellAverage price target: $265 (current: $248)Your position is a relatively small part of your portfolio,which limits downside risk. Want me to compare TSLA's risk profile to your other holdings?
You: Good morning! What should I know today?Tendrill: Good morning! ☀️ Here's your daily brief:📊 Your portfolio: $131,200 (no change pre-market)🗓️ Today's events:• JPM and WFC report earnings before open• You don't own these, but they set the tone for financials📰 Overnight news:• China GDP came in slightly below expectations• Your international exposure is minimal (3%)📈 Futures:• S&P 500: +0.3%• Nasdaq: +0.4%• Looks like a positive open for your tech holdingsAnything specific you'd like to dive into?
You: I'm thinking about buying Google. What should I know?Tendrill: Great choice to research! Here's the GOOGL overview:📊 Current price: $178.25📈 YTD performance: +52%💰 Market cap: $2.2 trillionThe bull case:• AI integration across Search, Cloud, YouTube• Cloud revenue growing 28% YoY• Strong advertising moat• $118B cash on balance sheetThe bear case:• Regulatory scrutiny (DOJ antitrust case)• AI search disruption concerns• YouTube ad growth slowingValuation:• P/E: 24x (vs 5-year avg of 26x)• Looks reasonable for the growthHow it would fit YOUR portfolio:• You're already 65% tech• Adding GOOGL would increase that to 68%• Consider if you want more tech concentrationWant me to compare it to your existing holdings?
You: What's the difference between a stock split and a dividend?Tendrill: Great question! They're quite different:📊 Stock Split:• Company divides existing shares into more shares• Example: 2-for-1 split doubles your shares, halves the price• Your total value stays EXACTLY the same• It's like exchanging a $20 bill for two $10s• Companies do this to make shares more accessible💵 Dividend:• Company pays you cash from its profits• Example: $0.50/share quarterly = $2/year per share• This is NEW money in your pocket• You can reinvest it or spend it• Not all companies pay dividends (growth stocks often don't)In your portfolio:• AAPL pays dividends ($0.96/year = 0.5% yield)• NVDA recently did a 10-for-1 split• TSLA and AMZN don't pay dividendsWant me to explain dividend yield or show your dividend income?
Tendrill remembers your conversation, so you can have natural follow-ups:
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You: How's NVDA doing?Tendrill: NVDA is at $890, up 2.1% today...[detailed response]You: What about their earnings?Tendrill: NVDA reports earnings on Nov 20th after market close.Analyst expectations:• EPS: $0.74 (vs $0.57 last year)• Revenue: $32.5B (+85% YoY)[Tendrill knows you're still talking about NVIDIA]
You: Compare my top 3 holdingsTendrill: Here's how your biggest positions stack up:| Metric | AAPL | NVDA | MSFT ||-------------|---------|---------|---------|| Your value | $14,600 | $44,500 | $19,800 || % of port | 11.1% | 33.9% | 15.1% || YTD return | +18% | +190% | +42% || P/E ratio | 29x | 65x | 35x || Div yield | 0.5% | 0.03% | 0.7% |Observations:• NVDA is your largest position by far• It's also your best performer but most expensive• AAPL and MSFT offer more dividend income• Consider if 34% in one stock is comfortable for you
You: What if NVDA dropped 20%?Tendrill: If NVDA dropped 20% from here ($890 → $712):Your NVDA position:• Current: $44,500• After 20% drop: $35,600• Loss: -$8,900Portfolio impact:• Current total: $131,200• After drop: $122,300• Total loss: -$8,900 (-6.8% of portfolio)For context:• NVDA dropped 20% twice last year• Both times it recovered within 3 months• Your position size means NVDA moves your portfolio significantlyWant to discuss position sizing strategies?
Tendrill aggregates data from multiple sources: real-time market data, news feeds, SEC filings, analyst reports, and more. This is combined with your portfolio data to give personalized insights.
Is there a limit to how many questions I can ask?
Free tier users have a monthly question limit. Premium users have unlimited conversations.
Can I ask about stocks I don't own?
Absolutely! Tendrill can research any publicly traded stock, whether you own it or not.
